U.S. Bank 2018 Summer Internship Program - Credit Lending - Denver, CO in DENVER, Colorado

What you’ll do

We offer a competitive 12-week paid internship where you’ll work on meaningful projects and effect real change at our company. Our interns get hands-on experience solving business needs and helping in the communities where we live and work. You’ll build your resume while making new connections and sharpening the skills you need to succeed at work. Plus, the work you do will be tailored to your interests. A typical employee spends eight hours a day at work. We think you should spend that time doing something you love – not just earning a paycheck.

Our internship program spans several markets across the country. As a U.S. Bank intern, you’ll have the opportunity to interact with senior executives, get paired with a formal mentor and attend fun events specifically tailored for interns, including a Volunteer Day where you’ll give back to the community. In your day-to-day work, you’ll learn how employees collaborate to serve all our stakeholders. Your meaningful work experience may even translate into a full-time position in the banking industry upon completion of your internship.

Why U.S. Bank?

Join a team of more than 73,000 employees in 28 states and eight countries, all committed to doing the right thing, making smart changes and collaborating for the good of our customers, communities, and other stakeholders – and especially for the good of one another. But don’t just take our word for it – we’ve been recognized by the Ethisphere Institute as a 2017 World's Most Ethical Company® for three years running.

Part of doing the right thing is making sure our employees feel welcome and supported at work, while challenging you to develop personally and professionally. At U.S. Bank, you’ll be empowered with the tools you need to succeed in your role and grow your career.

We can’t wait to meet you – apply today.

Internship Responsibilities:

  • Learn the start-to-finish process of loans and other products offered by US Bank for all types of customers including a variety of businesses and individuals

  • Thorough analysis of the customer’s credit profile in order to make a credit decision and lend funds to the borrower

  • Data retrieval and preparation, data analyses and report generation

  • Create reports which effectively convey data analytics into a meaningful story for the customer

  • Utilize basic spreadsheet functionality in Microsoft Excel to create cash flow documents from a balance sheet and income statement

  • Strong organization, effective time management, ability to multi-task, good communication, and a goal-oriented mind set is necessary

  • Communicate with bankers and customers on status and obtain information as needed. Collaborate with personal bankers in the field in order to get a full scope of the request and the borrower, and work together to get the correct and relevant information in order to make the decision

  • Assure compliance with bank, regulatory and investor guidelines and customer service standards through adherence to company policies and industry standards regarding credit decisions

  • Analyze financial data and prepare comprehensive written analyses, identifying other or better product opportunities for the customer and making appropriate referrals


Skills and Qualifications:

  • Strong written and verbal communication, analytical, problem solving and critical thinking skills

  • Ability to think and work independently with a professional demeanor

  • Highly organized; ability to prioritize time-sensitive assignments

  • Demonstration of curiosity and desire to learn and contribute to the team

  • Strong Microsoft Access and Excel skills

  • Excellent mathematical and analytical skills, working knowledge of finance and financial analysis

Explore your career possibilities at U.S. Bank and join a company that’s as passionate as you are about helping our customers meet their goals and making a difference in the communities we live and work. Our industry-leading financial performance, innovative spirit and best-in-class reputation empower employees to succeed. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job: Credit / Lending

Primary Location: Colorado-CO-Denver

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 170029875

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.